Which mutual fund gives 15% return?
Around 27 equity mutual funds have offered more than 15% in three, five, seven, and 10 year horizons on lumpsum investments, revealed an analysis of performance of around 144 equity mutual fund schemes that have completed 10 years of existence.
Around 27 equity mutual funds have offered more than 15% in three, five, seven, and 10 year horizons on lumpsum investments, revealed an analysis of performance of around 144 equity mutual fund schemes that have completed 10 years of existence.
The top-performing flexi cap mutual funds include Quant Flexi Cap, JM Flexicap and Parag Parikh Flexi Cap Fund, which have given more than 20% annualised returns in the past five years.
The flexi cap, ELSS, and focused fund categories gave an average return of around 12.22%, 11.47%, and 10.39% respectively. Parag Parikh Flexi Cap Fund gave the highest return of around 21.40% in the flexi cap category.
| Ticker | Name | 5-year return (%) |
|---|---|---|
| AMAGX | Amana Growth Investor | 17.62% |
| APGYX | AB Large Cap Growth Advisor | 17.00% |
| PBFDX | Payson Total Return | 16.58% |
| CFGRX | Commerce Growth | 16.48% |
| Scheme Name | Scheme returns (%) | |
|---|---|---|
| Edelweiss Mid Cap Fund | 15.54 | 17.83 |
| HDFC Small Cap Fund | 15.02 | 15.56 |
| ICICI Prudential Technology Fund | 19.12 | 18.12 |
| Invesco India Contra Fund | 15.34 | 15.49 |
Most investors would view an average annual rate of return of 10% or more as a good ROI for long-term investments in the stock market. However, keep in mind that this is an average. Some years will deliver lower returns -- perhaps even negative returns. Other years will generate significantly higher returns.
If you were to stay invested for a shorter duration, say 20 years, you'd invest Rs 2,40,000, but your portfolio value would be Rs 9.89 lakh. A decade-long investment of Rs 1,000 per month would equal Rs. 2,30,038, as compared to Rs. 1,20,000 invested over the same period.
If someone begins a SIP of 5000 per month for a span of 20 years, at 12% assumed annualized rate of return per annum, your total investment in 20 years is Rs. 12 lakh and the accumulated corpus at the end of tenure is close to Rs. 50 lakhs.
(You must convert the rate of return to the monthly figure through dividing by 12). You also have n = 10 years or 120 months. FV = Rs 1,84,170. So, the future value of a SIP investment of Rs 1,000 per month for 10 years at an estimated rate of return of 8% is Rs 1,84,170.
What funds does Dave Ramsey invest in?
I put my personal 401(k) and a lot of my mutual fund investing in four types of mutual funds: growth, growth and income, aggressive growth, and international.
- Stocks.
- Real Estate.
- Private Credit.
- Junk Bonds.
- Index Funds.
- Buying a Business.
- High-End Art or Other Collectables.
Bandhan Small Cap Fund, the topper in the list, offered 70.32% in one year horizon. Mahindra Manulife Small Cap Fund offered 67.56%. Nippon India Small Cap Fund, the largest scheme in the small cap category based on assets managed, offered 55.90%.
- High-yield savings accounts.
- Money market funds.
- Short-term certificates of deposit.
- Series I savings bonds.
- Treasury bills, notes, bonds and TIPS.
- Corporate bonds.
- Dividend-paying stocks.
- Preferred stocks.
| Mutual Fund | Assets | Minimum Investment |
|---|---|---|
| Vanguard 500 Index Fund Admiral Shares (VFIAX) | $457 billion | $3,000 |
| American Funds Growth Fund of America (AGTHX) | $252 billion | $250 |
| Fidelity Select Technology Portfolio (FSPTX) | $13 billion | None |
| JPMorgan Equity Premium Income Fund (JEPAX) | $6 billion | $1,000 |
| Scheme | Current value of Rs 10,000 monthly SIP (Rs) | XIRR(%) |
|---|---|---|
| Nippon India Small Cap Fund | 14,76,067.92 | 37.47% |
| Quant Mid Cap Fund | 13,77,130.72 | 34.45% |
| Bank of India Small Cap Fund | 13,76,835.28 | 34.44% |
| Quant ELSS Tax Saver Fund | 13,64,424.96 | 34.05% |
- 9 ways to invest $50,000.
- Open a brokerage account.
- Invest in an IRA.
- Contribute to an HSA.
- Look into a savings account or CD.
- Buy mutual funds.
- Check out exchange-traded funds.
- Purchase I bonds.
Absolute returns can be calculated using the formula: (The end value of the investment – Initial value of the investment)/ Initial value of the investment You can convert the return to a percentage by multiplying by 100 For example, you have an initial investment of Rs 25,000 that has grown to Rs 30,000.
The mutual fund 15x15x15 rule simply put means invest INR 15000 every month for 15 years in a stock that can offer an interest rate of 15% on an annual basis, then your investment will amount to INR 1,00,26,601/- after 15 years.
- Investing in stocks: Historically, stocks have delivered the highest returns of any asset class over the long-term. ...
- Investing in real estate: Real estate investments can generate strong returns through rental income and appreciation.
Is 15% annual return realistic?
It is not worth your time to do any investment if it cannot bring you 12 to 15 percent per year. Investing properly is not a gamble. We should not lose money in the stock market on a long term basis. In fact, a near guaranteed return of 15% or higher is a realistic expectation.
Paying Down High-Interest Loans. While paying down debt doesn't seem like an “investment”, it will net you one of the highest guaranteed returns you can earn. If you're carrying a balance on a credit card with a 20% interest rate, paying down that balance is equivalent to receiving a 20% investment return.
According to our calculations, a $1000 investment made in February 2014 would be worth $5,971.20, or a gain of 497.12%, as of February 5, 2024, and this return excludes dividends but includes price increases. Compare this to the S&P 500's rally of 178.17% and gold's return of 55.50% over the same time frame.
| Years Invested | Balance At the End of the Period |
|---|---|
| 10 | $102,422 |
| 20 | $379,684 |
| 30 | $1,130,244 |
| 40 | $3,162,040 |
By investing Rs 50,000 per month one time, he could look to accumulate Rs. 19.16 lakhs in twenty years with 20% annualized returns. We have taken a weighted average of the return of each fund after considering the lower 3-year and 5-year returns as the return over the 20 years.
